auxmoney has issued Social Bonds to support financial inclusion by financing consumer loans to underserved borrowers. These issuances were based on auxmoney’s Social Bond Framework. As auxmoney’s lending has since shifted toward prime customers, new ABS transactions no longer carry a Social Bond label. This section documents our previous approach and remains available for transparency.
Under the Social Bond Framework, proceeds were earmarked exclusively to finance or refinance portfolios of consumer loans extended to underserved borrowers (the Eligible Social Assets), with the aim of generating positive social impact for target populations.
The framework was designed in alignment with the ICMA Social Bond Principles (2021) and contributed to the UN Sustainable Development Goals SDG 8, SDG 9, and SDG 10.
Historical records
| Social Bond Framework (SBF) | Second Party Opinion | Social Bond Report |
| SBF September 2024 | Sustainable Fitch September 2024 | 2024 |